Smart lending intake
Your most closable deals, surfaced first.
An AI-scored inbox that ranks every application by how likely it is to close.
gets them there.Documents chased. Applications qualified. Leads nurtured.
All before your first call of the day.
Smart Inbox
Every application, ranked.
Open your inbox to a pipeline sorted by closability. Each application scored on eligibility, document completeness, and responsiveness. AI-generated summaries flag key risks and surface next steps. The deals worth your time are always on top.
Document Intelligence
Every document, understood.
Scanned PDFs, phone photos, bank statements, W-2s. Creddo classifies every document regardless of format or quality.
Flow Intake
Enterprise-grade intake, live in minutes.
What used to take months to build is now configured before your coffee gets cold.
Form Builder
Drag-and-drop forms with conditional rendering, field validation, and pre-built mortgage templates.
Document Collection
Request, collect, and verify documents within the flow. Applicants upload directly.
Loan Simulator
Embedded calculator so applicants see rates and terms upfront.
Identity Verification
KYC and KYB checks built into the intake. Filter out fraud early.
Attribute Mapping
Every form field maps to a structured data point. Credit score, DTI, employment type.
Publish and Share
One URL per flow. Share via email or SMS. Embed on Wix, Squarespace, or WordPress with five lines of code. Give partners their own branded intake links.
Re-engagement
Nurture on autopilot.
Creddo re-engages every lead automatically until it hits a closeable score or disqualifies. You only step in when a deal is ready.
Document issues
Expired documents, failed verifications, missing uploads. Applicants get specific instructions on what to fix and resubmit.
Incomplete applications
Contextual messages based on where the applicant stopped. Someone stuck at documents gets a different prompt than someone who hasn't started the form.
Feedback loops
Status updates after document reviews, eligibility checks, and progress milestones. Applicants stay informed and moving forward.
Delivered across every channel your applicants use.
Automated sequences tailored to each applicant's stage
SMS
Quick prompts that get opened and acted on fast
Rich follow-ups where applicants already message
AI Voice
Automated calls for high-priority re-engagement
Rules Engine
Your rules, applied instantly.
Formulas
DTI ratios, income calculations, custom expressions. Beyond simple thresholds.
Formulas
Cross-checks
Compare what applicants entered against what their documents say. Discrepancies flagged automatically.
Cross-checks
Eligibility
Credit minimums, LTV limits, employment duration. Every application sorted into eligible, ineligible, or needs review.
Eligibility
Applicant Portal
Their own space to get it done.
Every applicant gets a personal portal. Resume applications, upload documents, track status. Configured automatically with every flow you build.
Resume anytime
Applications auto-save. Applicants pick up exactly where they left off, on any device.
Add documents
Upload missing or updated documents directly from the portal. No email back-and-forth.
Track progress
Applicants see their application status, what's been verified, and what still needs attention.
Professional experience
A branded portal that signals to applicants they are working with a serious operation.
“I went from spending mornings sorting leads to spending them closing loans. The closability score changed how I prioritize my day.”
“We embedded the intake form on our partner sites. Applications doubled in the first month and every one was pre-scored before we touched it.”
—
Average processing time
—
Applications scored per day
—
Document verification accuracy
Built different.
Setup time
10 minutes
2–3 weeks
Application scoring
AI-ranked by closability
Manual review
Follow-up
Automated multi-channel
Manual emails
Document collection
Automated + verified
Email attachments
Applicant experience
Guided digital flow
PDF forms